Type of Document	Dissertation
Author	Stiles, Jason L.
Author's Email Address	jasons2001@aol.com
URN	etd-07252010-142901
Title	A Model for Assessing Future Retirement Adequacy of Recent College Graduates: Who is at Risk of Under-Saving?
Degree	Doctor of Philosophy
Department	Educational Leadership and Policy Studies, Department of
Advisory Committee	Advisor Name Title Robert A. Schwartz Committee Chair David J. Cooper Committee Member Jon C. Dalton Committee Member Shouping Hu Committee Member
Keywords	Retirement Retirement Planning Millennials College Retirement Adequacy Social Security Optimal
Date of Defense	2010-05-13
Availability	unrestricted
Abstract This study created a model to assess the general retirement literacy and level of intention to save for retirement of recent Millennial college students about to graduate from four-year public universities in the United States. The study sought to answer the questions: How prepared are students to make informed and effective financial decisions related to their retirement at the point where they begin their careers? Which factors influence levels of preparation? What are the levels of intention for these students regarding retirement investment? Identifying the segments of the new college graduate population that are particularly unprepared to act on retirement financial decisions is the first step toward intervening in a persistent and growing problem. Higher education administrators equipped with this information,as with existing efforts in student retention, have the ability to develop targeted strategies to improve educational outcomes. The theory of Optimal Retirement Investment is advanced as a result of the study.
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