Type of Document Dissertation Author Stiles, Jason L. Author's Email Address email@example.com URN etd-07252010-142901 Title A Model for Assessing Future Retirement Adequacy of Recent College Graduates: Who is at Risk of Under-Saving? Degree Doctor of Philosophy Department Educational Leadership and Policy Studies, Department of Advisory Committee
Advisor Name Title Robert A. Schwartz Committee Chair David J. Cooper Committee Member Jon C. Dalton Committee Member Shouping Hu Committee Member Keywords
- Retirement Planning
- Retirement Adequacy
- Social Security
Date of Defense 2010-05-13 Availability unrestricted AbstractThis study created a model to assess the general retirement literacy and level of intention
to save for retirement of recent Millennial college students about to graduate from four-year
public universities in the United States. The study sought to answer the questions: How prepared
are students to make informed and effective financial decisions related to their retirement at the point where they begin their careers? Which factors influence levels of preparation? What are the levels of intention for these students regarding retirement investment?
Identifying the segments of the new college graduate population that are particularly
unprepared to act on retirement financial decisions is the first step toward intervening in a persistent and growing problem. Higher education administrators equipped with this information,as with existing efforts in student retention, have the ability to develop targeted strategies to improve educational outcomes. The theory of Optimal Retirement Investment is advanced as a result of the study.
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